Ms Ingrid Moses-Scatliffe was appointed as Chairperson of the Board of Directors of the National Bank of the Virgin Islands in August 2024.

An accomplished attorney-at-law and former Speaker of the House of Assembly of the Virgin Islands (2011-2019), Ms Moses-Scatliffe brings over 15 years of legal expertise as a Partner at Travers Thorp Alberga. She has held significant roles, including Chief Registrar of Lands and Project Manager for the Registry of Corporate Affairs under the Financial Services Commission, where she was instrumental in shaping land management and corporate governance. Her efforts laid a solid foundation for key policies and models in the Territory, including the financial services electronic filing system and the Virtual Integrated Registry & Regulatory General Information Network (VIRRGIN).

Prior to her legal career, Ms Moses-Scatliffe amassed over 15 years of experience in banking and financial services. At Barclays Bank PLC, she served as Head of Operations, overseeing the main branch in Road Town, East End, Virgin Gorda, and six ATMs. She managed Human Resources, Central Services, and IT while also focusing on regulatory compliance, risk management, and anti-money laundering practices, establishing her as a leader in financial operations. She holds a Master of Laws and Post Graduate Diploma from City University London, a Bachelor of Laws from the University of Wolverhampton and a Bachelor of Science in Computer Information Systems from St. Augustine’s University, North Carolina.

Ms Moses-Scatliffe has played a crucial role in governance and public policy, representing the Virgin Islands at numerous global parliamentary conferences. She is a certified dispute mediator, Money Laundering Reporting Officer, and a respected advocate for women in leadership throughout the Caribbean.

Dr Benedicta P. T. Samuels was appointed Director of the National Bank of the Virgin Islands Limited in 2012. Dr Samuels is a Barrister and Solicitor. She has read courses in hedge fund administration and anti-money laundering. Dr Samuel has also completed a tutor-training program with the Financial Services Institute, H Lavity Stoutt Community College, Virgin Islands.

Dr Samuels is admitted to practice law in the Virgin Islands, Anguilla, Antigua and St. Kitts/Nevis. She has been appointed as a Notary Public and Commissioner for Oaths in the Virgin Islands. She is also a Member of the Society of Trust and Estate Practitioners and the BVI Bar Association and a former adjunct Lecturer of the H Lavity Stoutt Community College and the University of the West Indies School (Open Campus). She sits on several Statutory Boards, focus groups and Government-established Committees.

Professional Qualifications:
Chartered Director – The Caribbean Governance Training Institute, 2021
Certificate in Mediation, 2006 and 2014
Certificate in Securitisations and Credit Derivative, 2005
Certificate in E-Commerce Law and Regulation, 2005
Master of Laws (Legislative Drafting), 1998
Legal Education Certificate, 1996
Bachelor of Law (Hons), 1994

Mr Ivan Hudson Carr was appointed Director of the National Bank of the Virgin Islands Limited (the “Bank”) in 2017.  Mr Carr has over 30 years of experience as a Bank Manager and Regulator in commercial banking and central banking (regulatory and currency management) and the management and stabilisation of insolvent banks. Before joining the Bank, Mr Carr served as CEO / Conservator of the National Bank Anguilla Ltd and Caribbean Commercial Bank (Anguilla) Ltd. under Conservatorship of the Eastern Caribbean Central Bank. He has served on boards of financial institutions and regional committees.

Professional Qualifications:
Chartered Director – The Caribbean Governance Training Institute, 2021
Post Graduate Diploma (Management), University of Leicester, 2013
Bachelor of Science (Hons) (Economics and Management), University of the West Indies, 1991

Mr Mervyn McKinley Hope was appointed Director of the National Bank of the Virgin Islands in 2018. Before joining the Bank, Mr Hope was employed with Barclays Bank immediately after leaving High School. He attended many banking-related training seminars and courses locally and regionally as he worked through the organization’s ranks. Mr Hope is a Systems Analyst and a UK-trained Instructor in General Banking and Customer Service.

His vast knowledge and varied experience in retail and offshore banking operations influenced his rapid promotion to Supervisory status within five years and afterwards to management. Mr Hope worked in the retail and offshore sectors in Turks and Caicos Islands, Anguilla and St. Maarten and as Internal Auditor and Branch Manager in Barbados. Before his retirement in 2004, Mr Hope was Operations Manager for the Regional Head Office responsible for 14 territories Barclays operated. Mr Hope served his country as Director of a state-owned enterprise and Chairman and Board Member for two secondary schools.

Professional Qualifications:
GCE O’Level, Alleyne Secondary School, 1969
Certificate in Commercial System Analysis, Hoskyns Education, 1984

Mr Everette Frazer was appointed Director of the National Bank of the Virgin Islands Limited in 2021. Mr Frazer has been the Investment Manager of the British Virgin Islands Social Security Board since 2012 and is responsible for managing local and overseas investment products. He has over 15 years of investment experience in advice, regulation, and portfolio management.

Mr Frazer is a former adjunct lecturer of different economics, finance, and investment courses at the H. Lavity Stoutt Community College. He has also completed a tutor-training programme with the Financial Services Institute.

Professional Qualifications:
Chartered Director – The Caribbean Governance Training Institute, 2021
Bachelor of Science (Hons) in Banking and Finance, Minor in Economics, 2005

Dr Michelle L Todman Smith was appointed to the Board of Directors of the National Bank of the Virgin Islands (the Bank) in 2024.

Dr Todman Smith brings over 23 years of experience and extensive knowledge of the international financial services industry and its products. She specialises in financial services regulation and supervision with expertise in banking, money services and financing business, corporate services, regulatory compliance, and risk management. Her experience encompasses senior and executive management roles in financial services and social administration, where she has served as Director, Deputy Director, and Chief Operating Officer. She holds a Doctorate in Business Administration from Bellevue University, USA, and is a Fellow of the International Compliance Association, UK.

Dr Todman Smith has represented the British Virgin Islands on regional and international platforms organised by prominent “watchdog” agencies such as the Caribbean Group of Banking Supervisors, the Caribbean Financial Action Task Force, the Group of International Finance Centre Supervisors, the World Bank, and the International Monetary Fund. She has been actively involved and remains engaged with multiple boards within the local financial and immigration industries.

In her current roles as a member of the Bank’s board and chairperson of its Audit and Compliance Committee, Dr Todman Smith leverages her extensive experience and unique background to offer strategic direction in compliance and risk management.

Professional Qualifications:
Bellevue University – Doctor of Business Administration, 2024
Wright State University -Master of Business Administration, 2001
University of the Virgin Islands- Bachelor of Arts, Business Administration (Accounting),1998
Fellow, International Compliance Association (FICA) 2015 – Present

Mr Ormond A Williams was appointed Director of the National Bank of the Virgin Islands Limited (the “Bank”) in 2024. Mr Williams is a seasoned banking professional with 37 years of experience in retail and commercial banking across multiple jurisdictions, including St. Vincent and the Grenadines, Barbados, Belize, the UK with Barclays Bank, and the Cayman Islands with Cayman National Bank.

He has held senior leadership positions, including President/CEO and Executive Director. Mr Williams is currently the Managing Director and Principal Consultant of OAWilliams Consulting, a firm focusing on leadership and people development.

Professional Qualifications:
MBA from the University of Liverpool, UK.
Banking, management, and business qualifications from the Chartered Institute of Bankers, UK (now The London Institute of Banking and Finance, where he is a Fellow), the University of Manchester, UK, and the University of the West Indies, Barbados, respectively.
Fellow of the Chartered Management Institute, UK.
Approved Director – Cayman Islands Monetary Authority under the Directors Registration and Licensing Act, 2014.
Accredited Director (Acc. Dir.) designation – Chartered Governance Institute of Canada

Mrs Joy Penn was appointed Chief Executive Officer of the National Bank of the Virgin Islands Limited in 2013. Mrs Penn is responsible for the leadership and execution of organizational strategy, with the ultimate goal of making NBVI the leading commercial banking institution in the Virgin Islands.

She has over sixteen (16) years of experience in the banking industry and held the post of Vice President and Manager of the Commercial Loans Division for a leading financial institution before her tenure at the Bank. She is an executive member of the BVI Bank Association. She serves on the Board of Trustees of the Multi-Employer (BVI) Pension Plan and as Compliance Officer of the Ivan Dawson Memorial Scholarship Committee local non-profit organization. In her earlier years, Mrs Penn served as a Finance Lecturer and Researcher for the Financial Services Institute (now Robert Mathavious Institute) at the H. Lavity Stoutt Community College, specializing in Finance, Investments and Securities Markets.

Professional Qualifications:
Chartered Banker, Bangor University, 2019
Master of Business Administration (Banking), Bangor University, 2019
Foundation Certificate in International Trust Management, Society of Trust and Estate Practitioners, 2005
Master of Business Administration (Finance), University of Central Florida, 2001
Bachelor of Science (Finance), University of Central Florida, 1999