About Vehicle Loans

Drive Your Dreams—With a Loan That Fits Your Life Ready to hit the road in a new ride? Our Vehicle Loans make it easy to get behind the wheel with flexible repayment terms of up to 5 years, competitive rates, good terms, and a streamlined approval process. Whether you’re buying new or used, we’ll help you finance with confidence.

How It Works Getting a Vehicle Loan with us is easy:

  • Apply In-Person – Fill out our secure application.
  • Choose Your Vehicle – New or used, from a dealership or private seller.
  • Get Approved – We will review and approve your application once all the requirements are met.
  • Drive Away Happy – We’ll handle the financing, and you will enjoy the ride.

 

Why Choose Us

  • Competitive Rates: Save more with low interest and customisable payment options up to 5 years.
  • Flexible Terms: Loan options that fit your budget and lifestyle.
  • Fast Decisions: Timely approvals so you’re not left waiting.
  • Local Support: Friendly service from a team that truly understands your needs.

Features

  • Financing Available for New and Used Vehicles
  • Down Payment as Low as 10 Per cent

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New Auto Loan Requirements

Step into the latest innovation on four wheels. With our New Vehicle Loans, you can easily finance a brand-new vehicle straight from the showroom. Enjoy attractive rates, great repayment terms, and peace of mind. Let’s make that new car smell a reality.

Primary Requirements

  • Valid Passport
  • Employment/Job Letter
  • Salary/Pay Slips: most recent (1) month
  • Proof of physical address (driver’s licence or utility bill)
  • Rent Receipts: Last two (2) months (if applicable)
  • If self-employed and or primary shareholder (ownership of ≥ 20%), you must submit a Professional/Character
  • Reference Letter OR Bank Reference Letter AND Company Financial Statements for the last two (2) years.

 

Other Requirements

  • Bill of Sale from auto dealership
  • 10% deposit for personal use or 15% deposit for commercial use
  • Virgin Islands Driver licence
  • 5-year maximum term

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*Additional documents may be required. Terms and conditions apply.

Used Auto Loan Requirements

Looking for value and versatility? Our Used Vehicle Loans can help you confidently purchase a reliable, pre-owned vehicle. We offer competitive rates and a streamlined process so that you can buy the car you desire.

Primary Requirements

  • Valid Passport
  • Employment/Job Letter
  • Salary/Pay Slips: most recent (1) month
  • Proof of physical address (driver’s licence or utility bill)
  • Rent Receipts: Last two (2) months (if applicable)
  • If self-employed and or primary shareholder (ownership of ≥ 20%), you must submit a Professional/Character
  • Reference Letter OR Bank Reference Letter AND Company Financial Statements for the last two (2) years.

 

Other Requirements

  • Bill of Sale from auto dealership
  • Signed valuation report for the vehicle including the value, condition, make/model to support the purchase price
  • Virgin Islands Driver licence
  • 5-year maximum term*Additional documents may be required. Terms and conditions apply.

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