About Personal Loans

We understand that life is full of unexpected expenses and exciting opportunities. Whether you’re planning a home renovation, covering medical expenses, or consolidating debt, our personal loans offer flexible solutions tailored to your needs.

Why Choose Us?

  • Competitive Interest Rates – Affordable repayment plans that work for you.
  • Quick & Easy Application – A simple process with minimal paperwork.
  • Local & Trusted – Proudly serving the Virgin Islands community.

How It Works

  • Apply In-Person – Make an appointment to speak with one of our knowledgeable associates.
  • Timely Approval Process – Get a response quickly so you can move forward.
  • Receive Funds – Access your loan and start achieving your goals.

 

Ready to Get Started?
Take control of your finances with a personal loan from the National Bank of the Virgin Islands. Apply today, and let us help you turn possibilities into reality!

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Primary Requirements

  • Valid Passport
  • Employment/Job Letter
  • Salary/Pay Slips: most recent (1) month
  • Proof of physical address (driver’s licence or utility bill)
  • Rent Receipts: Last two (2) months (if applicable)
  • If self-employed and or primary shareholder (ownership of ≥ 20%), you must submit a Professional/Character Reference Letter OR Bank Reference Letter AND Company Financial Statements for the last two (2) years.

Other Requirements

  • Invoices and/or proof of personal expenses (if the loan is more than $5,000)

 

*Additional documents may be required. Terms and conditions apply.
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